Insurance

Everyone's insurance is different, so please understand your particular coverage for the behavioral health (Mental Health) benefits in your policy.

Below is some general information to help you understand and use your Behavioral Health Benefits.

We recommend, if possible, you contact your insurance provider to discuss these benefits before the first scheduled appointment.

IN-NETWORK (HMO)
Oxford, United Healthcare, United Behavioral Health, Blue Cross Blue Shield, Optum, Oscar, and Aetna are the insurance providers that I participate with In-Network. That means my services are covered by this insurance with the exception of your co-pay/per visit. You will need to know the following when using In-Network benefits:
  • What is your per visit co-pay?
  • How many sessions are covered for the year?
  • Is there any yearly deductible?
  • Do you need to get an authorization number prior to treatment? (Please do)

OUT-OF-NETWORK (PPO or POS)
With the exception of insurance companies mentioned, I would be considered an Out-of-Network provider. Those people whose insurance policy has PPO/POS or any other types of "Out-of-Network" benefits, will be able to get reimbursement from your insurance according to the terms of each person’s individual PPO/POS policy.
You will be responsible for the payment of services and you will then get an itemized monthly bill to submit to your insurance company for reimbursement. In using your out-of-network benefits, you will need to know the following:
  • What is the yearly deductible?
  • What is the percentage of reimbursement? i.e. 80% of the allowable amount after the deductible.
  • How many sessions are you allowed in the year?
  • Is there any per visit co-pay?

Please check with your insurance company prior to treatment. If you have any questions regarding the above, please don't hesitate to ask. While I won't be able to tell you anything about your individual policy, I am happy to guide you through the process.